Human Needs
( Basic needs, lifestyle need and saving needs)Human being wants following needs in their own life :
Basic Needs (50% of Income )
1.House
2.Food
3.Cloths
4.Loan
5.Home Loan EMI
6.Bike loan EMI
7. Car Loan EMI
8.TV/ Freeze/ Mobile EMI
9.Personal Loan EMI
10. Traveling
11.Petrol Expenses
12.Train Ticket
13.Aeroplane ticket
14.Bus Ticket
15.Fees
16.School fee.
17.Tution Fee
Lifestyle needs(30% of Income )
1.Personal Car
2. Cloths
3. Shoes/ sleepers
4. Mobiles
5. Electronics / lighting
6.TV bill/ new TV
7.Fan/AC/Freeze
8. Home Decorator
9.Furniture's/Bed and Bedsheets
10.Curtain/ kitchen Items
11.New Vessels / New Stoves
12.Movies
13. Outdoor expenses
14.Hotel Dinner
15.Picnic
Saving and investment (20% of Income )
1. Insurance
.2.Life Insurance premium
3.Health insurance premium
4.Property insurance oremium
5.Car/ Bike / Insurance premium
6.Emergency Feund(6 monts Income )
7.Investment
8.Bank FD
9.Gold
10.Silver
11.Real state investment
12.Stock market
13. Mutual fund SIP
14Stock By and Holding
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