Saturday, 9 May 2020

Documents Required for Tax Filling

Documents Required for Tax Filling 
Following document are required for  tax filling :
1.PAN and Aadhar Card
2.All Bank account details and IFSC Code 
3.PART-A and PART-B of form 16
4.LIC and mediclaim premium details 
5.School Fee details of  Childerns  
6.Other Investment details 
7.Home loan interest certificate 

10 Habit of Successful people

10 Habit of Successful people 
Emotional Habit 
1.Show how much love them 
2. Think about goal in silence 
3.Meditation
4.Gratitude 

Carrier  Habit 
1.Goal
2.Checklist 
3.Properties
4.Reading 
5.Making You bed 
Health Habit :
1.Water and Green Tea 
2.Exercise  

Document Needed for Business loan and Salary Person

Document Needed for Business loan and Salary Person 
Loan Document  for Business:
1.3 Years IT (Income TAX)Return 
2.Income certificate from CA Balance sheets
3. Business Registration certificate 
4.Proof of investment 
 Loan document for salary person :
1. Form 16
2.3 Months Salary slip 
3.3 Years IT Return
4.Water electricity Bill
5.Bank statement ( Last 6 months) 
6.Rent agreement /Sale deed)
KYC document 
1. Aadhar Card
2.Pan Card
3. Passport
4.Voter Card
5.Driving License
6.Builder allotment letter 
7.Agreement of sale 
8.Registration and stamp duty receipt 
9.NOC 
10.OCR   

Human Needs( Basic needs, lifestyle need and saving needs)

Human Needs
( Basic needs, lifestyle need and saving  needs)
Human being wants following  needs in their own life :
Basic Needs (50% of Income )
1.House 
 




Piza, Food, Cheese, Plate, Lunch, Hungry 





2.Food

3.Cloths
4.Loan
5.Home Loan EMI 
6.Bike loan EMI
7. Car Loan EMI 
8.TV/ Freeze/ Mobile EMI
9.Personal Loan EMI 
10. Traveling
11.Petrol Expenses
12.Train Ticket 
13.Aeroplane  ticket
14.Bus Ticket
15.Fees 
16.School fee.
17.Tution Fee 

Lifestyle needs(30% of Income )


woman in brown and black sleeveless dress holding wine glass

1.Personal Car






 Buildings, Car, City, Porsche, Rainy












Auto, Car, Sports Car, Cobra, Shelby

2. Cloths



Store, Clothing, Shop, Bouique, Clothes







3. Shoes/ sleepers





 Boots, Feet, Shoes, Footwear, Female










4. Mobiles 





Smartphone, Cellphone, Apple I Phone
5. Electronics / lighting 
6.TV bill/ new TV
7.Fan/AC/Freeze
8. Home Decorator 
9.Furniture's/Bed and Bedsheets
10.Curtain/ kitchen Items 
11.New Vessels / New Stoves 
12.Movies 
13. Outdoor expenses 
14.Hotel Dinner 

 
















15.Picnic






Couple, Lying, Relaxing, Together
Saving and investment (20% of Income )
1. Insurance 
.2.Life Insurance premium
3.Health insurance premium 
4.Property insurance oremium
5.Car/ Bike / Insurance premium 
6.Emergency Feund(6 monts Income )
7.Investment 
8.Bank FD
9.Gold 
10.Silver
11.Real state investment 
12.Stock market 
13. Mutual fund SIP
14Stock By and Holding
 Aircraft, Manchester, Jet, Fly

Top 10 option available for Investment (Saving)

Top 10 option available for Investment (Saving) 
The to ten option  option available for investment which are the following : 
1.PPF( Public provident fund).
2.Investing in Mutual funds.
3.Direct Equity or share purchas
4.Real state investment .
5. Investment in gold. 
6.Post office saving scheme.
7.Company fixed deposit .
8.Investment in IPOS .
9.Insurance plan .
10.Invest in bonds. 

Warren Buffett, Rich, Money, Billionaire
https://cdn.pixabay.com/photo/2016/01/26/17/05/piggy-1162882__340.jpgEuro Symbol, Defocused

Thursday, 7 May 2020

Skeletal System and Nervous system

Skeletal System and  Nervous system 
 Our body is a wonderful machine . It Has  many parts  that help it to move , work, drink, etc. These parts are  organ. We can see some organ like  eyes , nose , and hands . some  organs are inside  the  body like stomach, heart, lungs , etc, and cannot  be seen. A group of organs  that works  together  to perform a particular  function for the body is called organ system. 
 
 
 
 
 Anatomical, Anatomy, Body, Gut, Health
 
 
 
 
 
 
 
 
Skeletal system 
 The framework of the bones  that gives  shape , support  and  strength to the  body is called  skeletal system. an adult  human skeleton has 206 bones  of different  shape and  sizes . The main parts  of  human skeleton are skull, back bones  or spine , rib cage  and  two pairs  of limbs. These limbs are attached  to pair of  girdle  and hip girdle.
 
 
 
 
Diagram, Human, Bones, Skeleton, Anatomy
 
 
 
 
 
Skull  
The skull of adult  human contain holes  for  eyes , ears , nose and the mouth. the upper parts of  the skull is made up of 8 flat bones  that protects  our  brain. the Face  and the jaw  bones  contains 14 bones . All bones  in the skull are fixed   except  the bones  in the  lower jaw  that can move . it  enables  us to  eat and speak.
 Backbones  or spine
 The skull is attached  to the  backbones  that forms the  main axis  of  skleton . Our  backbones  is made up of 33 small bones  called vertebrae .  The vertebrate  join together  to form a strong  column called  vertberal column. It is flexible  and protects  the delicate  spin card . The joints  of vertebrates  allow slight  movement . due  to this , we can move or  backbone  forward  and back word . Each vertebra  has  hole  through which thew delicate  spinal cards  passes.
Ribcage : Ribs are thin, flat and curved bones . They make a cage  around our chest. This  cage  of the bone is called  ribcage . It  protects  or heart and lungs . There  are 12 pair of  ribs in the  ribcage . A long bones  at the centre  of the chest  holds  the  ribs at front . The ribs  are also attached  to the  backbone . The last two pairs of  ribs are called  floating  ribs  because  they are free and joined  only to the  backbone .
Limbs : Arms and legs  are  called  limb. the Upper  limb arms) is attached  to the shoulders  girdles  or  pectoral girdle . The upper arm has one  long bone called  the humerus, while  the lower arms  has two small bones called radius  and ulna . The wrist and the fingers  have several  small bones  . The bones of limb is attached  to the  hip girdle  or pelvic girdle . The  upper  bone of leg is called  femur or thigh bone . it is the  largest bones in our body. The  lowe bones  of leg are tibia and fibula . The forlims are used  for doing  different  tasks, such as  writing  lifting  and pulling  the objects . The hindlimbs are used  for walking  and running 
 Function of skeletal system
1. It gives  shape  and support  to the boy.
2. It protects  the delicate  internal organs like brain, spinal cards , heart and lungs 
3. It helps  to move  our body with the help of mucles.
Joints
 The place where  the two bones meet is called  a joints . The  bones are Joints  together  by strong  tissues s called  ligaments  that can move  freely or immovable  that do not  allow  any movement  between the bones )  .All the Joints  except  skull are movable . movable jointys  are of four kinds 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 Ball and  Socket joints : This type  of joints  is found  in the hips  and  shoulders . This  joints  is formed when the  round end  of a bone fits into the holes  or sokets of another  bones . it allows  movement  in all directions 
Hinge  Joints  : These joints  are like  the hinhes  in door . They  allow  movement  of  the  bones  in one direction that is either  up or down. These  joints  are  found  in our  elbow , fingers , knees  and toe .
Pivot  joints : this joints  is found in neck. the skull is joined  to the  backbone  through pivot  joints . The joints helps us to move  our head  upwards,downwards  and sideways .
Gliding joints :
 this joints  is found  in wrist , ankles  and  between any two vertebrates of the backbone . It allows the  bones  to slide  against  each other .
Muscles : Muscles  are made  up of tough elastics  tissues . THey are attached  to the bones  by strong  fibres  called  tendenos . There  are  about 650 muscles  in our body. Muscles  help to   move the  bones .
 Types of muscles
 Our body has three types of muscles
1. Voluntary  Muscles :   The muscle  that are  under our control are called  voluntary muscles . Muscle s in our arms and legs  are  example of  voluntary muscles .
2.Involuntary  or smooth muscles :
The muscles  that work but are not under  our control are  called  involuntary muscles . They work automatically. muscles  in our  stomach and  intestine  are involuntary  muscles .
3. Cadiac muscles : These  muscles  are a type of involunary muscles  found  in the wall of hearts . they are  also not under  our  control. Unlike  other  types  of muscles , cardiac muscles  work throughout  or  life  and  never get tired .
Nervous system
 Nervous system  controls all other body systems  and  senses organs . All he activiteies  like  walking , laughing , thinking  and learning  are controlled by trhe nervous  system. Brain, spianl card  and nerves are the main parts of  the nervous system.
Brain
Brain is like a master  computer . It controls all the activiteis  of  our  body. it is situates  at trhe top of the spinal cord . Brain is very delicate . It is surrounded  by as box cranium  inside  the skull . The skull protects  it from shocks  and jerks . Brain is divided into three parts 
 Cerebrum , cerebellum and medulla oblongata  . 
 
 
 
 
Brain, Mind, Psychology, Idea, Drawing 
 
 
 
 
 
 
 
 
 
 
Cerbrum: It is  the  largest part  of the brain. it helps  us to remenber  thingsd , understand  meanings  and solve the problem. thus  it is called  the cetre of intelligence 
Cerebellum: It is a small parts  and lie  below  the cerebrum at the back of hte head . It   controll our  muscles  activities  and helps us  balance  ou body during  movement 
Medulla Oblangata Or brain stem : it is the lower  portiopn of hr  brain. It join brain to the spinal cord . involuntary action like  hertbeat, bretahing  and sneezing  are controlled  by it . It is active  even when we are asleep. 
Spinal card: It connects  the brain with all the body parts . It starts  from the  back portion of the brain medulla oblongata ) and  contuinues down to the  lower end of our  backbone,it is protected by the vertbral column 
 
 
Spine, Backache, Spinal, Lumbar
 
 
 
 
Nerve
  Our body has network of  nerve  to carry message  between the brain and other parts  of the body . There  are three  types  of nerves :
 
1. Sensory nerves: These nerve  carry message  from th sense organs  to the  brtain and the spinal; cards 
 
2. Motor nerve :  These  nerves  carry message  from the brain or the  spinal cord  to  the different part  of the body. 
 
 
 Drawing, Nerve Cell, Neurone
 
 
 
 
 
 
 
3. Mixed  nerves : These  nerves  carry message  to the  brain a well as bring  orders from the brain .
 
Reflex action : a reflex action is a quick and  automatic  response  of the body to stimulus  controlled  by the spinal cord . The reflux action allows fast reaction. Thses  types of action are not  controlled  by the brain. 
when  e  touch something  hot , the sensory nerves  in the finger  carry a message  of  pain from the skin to the  spinal cord . the Spinal cord  sends  order  to the  hand  to pull it back through the motor  nerves . Some  other  examples of reflex action  are coughing ,sneezing , blinking , watering  of mouth  on lookinf  at some  tasty food , etc.

Testing procedure of Silver by Gravimetric method

Testing Procedure of 
 SILVER (GRAVIMETRIC METHOD)
  • ·     Prepare Dilute Nitric Acid (1:1 and 3:97)
  •      Prepare Dilute Hydrochloric acid (1:9 v/v)
  •     Weigh three nos. of 1 gm. each of sample accurately weighed up to 0.01mg
  •      Transfer each sample into a 250 ml beaker. Add 15 ml of Nitric acid( 1:1)
  •  Heat gently on a hot plate till the samples are completely dissolved
  •      Expel all nitrous fumes
  •      Remove the beakers from the hot plate
  •   Dilute the content to upto 100 ml with distilled water
  •      Add 20 ml of hydrochloric acid with continuous stirring
  •   Cover the beakers with watch glass and put them on the hot plate. Avoid boiling
  •      After 1 hour check with few drops of HCL for complete precipitation of silver
  •     Keep on the hot plate for at-least  two hours (preferably overnight)
  •  Remove the watch glass from the beaker while  washing with fine jet of distilled water ,wash down the walls of the beaker with distilled water and filter through sintered glass crucible using a vacuum pump
  •      Wash the precipitate 2-3 times with dilute nitric acid (3 percent)  and  then 5-6 times with distilled water
  •     Dry the sintered glass crucible with silver chloride precipitate in electric oven for 1 hr.
  •      Cool the crucibles in a desiccator to room temperature and weigh after 1 hr. Repeat the process till constant weight is maintained.

Silver (ppt.)= Mass in g of silver chloride x 752.6
                      Mass in g of the sample



Instruction and testing Procedure of Gold For Indian Hallmarking centre



Instruction and testing Procedure of Gold For Indian Hallmarking centre
or Simple operating procedure 
INSTRUCTIONS FOR RECEPTION AND DELIVERY

  •         Start the balance in the morning and allow it time for warm-up, and check it.
  •      Welcome the customers. Provide customer with necessary comfort and courtesy.
  •       Brief the customer about BIS guidelines for accepting jewelry/artefacts for Hallmarking like, licence, solder, undesirable elements, existing marking, 4 marks, damage, hollow items, advanced stage of manufacture, fineness etc
  •        Check the identity of customer against the BIS License list available.
  •        Ensure that each item has adequate space for hallmarking and that there are no markings on the items. However, the item may have jeweler’s identification
  •         If space is found inadequate return the item to the customer.
  •        Collect the lot for Hallmarking after checking as per Annexure E 1 of IS 15820.
  •        Issue acknowledgement with delivery date and time mentioned.
  •        Deliver hallmarked and rejected Jewelry and cornets/silver chloride against production of receipt when the customer comes for taking delivery.
  •         Issue invoice and collect necessary charges.
  •  If jewelry is to be dispatched, then place hallmarked jewellery, rejected jewellery and cornets/silver chloride in separate bags with proper tags/labels and placed in a box of rigid material with cotton wrapping inside along with invoice.
  •         Persons with purpose other than assay and hallmarking should be confirmed by reception only and be directed to the Managing PROPRIETOR or Quality Manager. Employee concerned will be called to the reception for meeting with such visitors.
                                                                                                      

 INSTRUCTIONS FOR XRF

  • Start XRF Analyser in the morning, allow warm-up time, Check the XRF machine using the reference standards.
  • Receive the Jewelry along with the job card giving details of jewelry type, quantity and weight.
  • Segregate the jewelry according to the type of ornaments (Example Bangles, chain, Rings etc.).
  •       Based on the declaration of the jewelry, screen each piece for purity on XRF as per the recommendations of the XRF machine manufacturer and presence of prohibited elements/metals such as cadmium, ruthenium and Iridium in gold articles/artefacts and lead and cadmium in silver articles/artefacts. In case of long and heavy pieces with variation identify the location of the lowest purity.
  •       Reject the jewellery if it is (a) not homogenous; (b) very different from the declared purity; (c) not at sufficient advance stage of manufacturing or all the parts are not in position, and (d) presence of elements prohibited as per IS 1417 or IS 2112. 
  •         Segregate the lot based on results obtained as follows and keep jewelry in trays/boxes/bags identifying the purity with the help of colored tags/labels   RED-REJECTED,  will be  WHITE  Marginally Pass GREEN – Pass (more than 1 ppt. below the declared value) for example in the case of 916,  items will be ‘RED’ if above than or equal to 911 but below 915, ‘’WHITE between 915 and 917 and ‘GREEN’ above 917
  •       In each purity identify the item (s) with lowest purity by tagging
  •        Items having presence of Ir, Ru, Cd or those different from the lot or more than 5 ppt below the declared value are to be separated with indication of the same so that these are not sampled or tested further
  • Return the segregated lot to the Quality Manager
  • Enter results in the XRF section of the Job card.









INSTRUCTIONS FOR SAMPLING

  • ·                Keep the sampling tools in ready to use condition

  • ·           Collect the jewelry for sampling from the Quality Manager in separate plastic boxes/ polythene pouches segregated into homogenous lots based on purity and type and pattern of the jewelry along with necessary instructions regarding the method of collecting the samples form each lot.

  • ·         Sample size will be as per the approved sampling plan of BIS (refer ANNEX D & E of IS 15820-2009)

  • ·            Collect required amount of samples from each lot. Ensure that the item with the lowest purity is included in the items from which sample is drawn

  • ·                For cast items take cut samples from the spruce left by the manufacturer. In the case   of identical and homogenous articles take samples at random. From soldered items take samples from any place from the body of the item including soldered joints. For non-homogenous items like necklaces prepare samples by scrapping or cutting from different places

  • ·                Make effort to take about 500 mg samples without damage to the jewelry. In case it is not possible or when the number of items is more take composite sample of required mass by scrapping 10mg or more of samples from each jewelry. Ensure that the ratio of composite sample prepared is appropriate to the size and the weight of the jewelry.

  • ·                Take Minimum 500 mg weight of sample and maximum weight 1 g and in exceptional cases sample of size up to 125 mg is also taken in case of gold and about 3g in case of silver.

  • ·                The method of collection of the sample should be recorded in the Job Card and the Sample Envelope/ Assay Sheet along with the weight. Note on the pouches the code number and the first alphabet of the color of the tag e.g. ‘W’’ for    ‘WHITE’’, sampling method and item to indicate the categories from which the samples were taken·   Identify the sample and record on the sample envelope/ assay sheet and return to the Quality Manager in small pouches along with the jewelry.




                             
INSTRUCTIONS FOR OPERATION OF BALANCE


  •         The balance shall be  kept on a vibration free stand./table

  •       Maintain the room temperature below 30 0 C.

  •        Check the level of the horizontal surface with spirit level.

  •        Check the balance with any one dead weight once a day.

  •      Reset the tare weight with weighing pan.

  •      Keep track of servicing due dates.

  •         Clean the machine regularly.

  •       Do not disturb the position of the balance.

  •              Ensure only authorized personnel use the balance.


INSTRUCTIONS FOR WEIGHING

  •        Detailed procedure is as per IS 1418 in case of gold. Prepare two proof assay samples of about 150mg each and add copper proportionately to the expected amount present in the majority samples
  •         Prepare samples in duplicate for assay between 125 mg and 250 mg (± 0.01 mg),so that the approx. mass of gold in samples is around the same as that in  the proof gold sample
  •         Place the sample in assay grade lead foil. If the sample weight is less than or around 200 mg use 4 g of lead. For more than 200 mg sample use 6g lead,
  •         Add silver 2.3 to 3 times the weight of fine gold present in the sample. Sample Weight x 0.916 (OR DECLARED fineness) x (2.3 to 3) and in case fineness is 990 ppt or more, remember to add 20 + 5 mg of copper to the samples also.                                             
  •         Fold them into balls of 10 mm diameter.
           



  
INSTRUCTIONS FOR CUPELLATION & ANNEALING

  • ·        Place the samples in the pre-heated cupels in the left to right order  and charge them at 1050ºC to 1100ºC in the furnace, maintaining oxidizing atmosphere.

  • ·        Place the proof assay gold too in the same manner noting down the placement of   the samples and check gold in the assay register.

  • ·        Record the time on the Board

  • ·        Allow the samples for cupellation inside the furnace for 25 minutes. Note the time of ‘cut off’ for reducing the temperature. 

  • ·        After the oxidization is complete cool the buttons formed, remove from Cupels and clean it with a hard nylon brush.

  • ·        Flatten the buttons with hammer

  • ·        Anneal the flattened button at around 7000C

  • ·        Roll them to 0.12 to 0.15 mm thick strips

  • ·        For identification and traceability number the strips using punches

  • ·        Roll them to form loose cornets, keeping the dirty side up and numbered side out



 INSTRUCTIONS FOR PARTING
  • ·                   Place the cornets in parting tray
  • ·                   Take enough Acid 1 (sg=1.2  /  200 Acid 300 Water) to dip the cornets in a beaker and place it on the hot plate.
  • ·                   The quantity of acid shall be adjusted so that the samples are fully immersed in acid during the test.
  •                   Immerse the parting tray in the acid when the temperature is around 900C,
  •                  Boil gently for 15 minutes or when fumes stop emanating,
  •                   Decant, wash with warm water and dry,
  •                   Take enough Acid 2 (sg=1.3 /  300 Acid 200 Water) to dip the cornets in a beaker and place it on the hot plate.
  • ·                   Immerse the parting tray in hot acid,
  • ·                   Boil gently for 15 minutes or when fumes stop emanating,
  • ·                   Decant, wash with warm water till free from silver nitrate and dry,
  • ·                      Place the basket/tray in muffle furnace at 700 - 750ºC for 5 minutes.



INSTRUCTIONS FOR FINAL WEIGHING AND CALCULATION OF PURITY
                   After cooling weigh the samples
  • ·        Calculate the Delta in the following manner:
∆ = ∑(Initial Check Gold Weight- Cornet Weight of Check Gold)
                     Number of check Gold Samples        
  •                         Calculate the purity of the test piece with the following formula
         W=     (m2 + ∆)X 1000         All Weights in mg
                                 m1
               m2 - Weight of Cornet, m1 - Weight of Sample
Difference in two samples tested       ≤ 0.5 – Satisfactory testing
                                                       >0.5 discard and repeat test
Pass Jewellery which has average fineness of two samples ≥ declared fineness in case of satisfactory testing. In case the fineness is 990 ppt. or more, the ∆ for proof samples run in parallel should not differ by more than 0.04 mg. If it is more, then repeat the assay samples ≥ declared fineness in case of satisfactory testing
 

INSTRUCTIONS FOR MARKING


·        The Quality Manager to take the jewelry from the safe along with relevant details like identity of the BIS licensee and give the jewelery to the Laser Marking In-charge to mark in BIS approved sizes in case of conforming jewelry the following:


i)                   The BIS Standard Mark
ii)                Purity in carat and fineness (parts per thousand)
iii)              Assay Centre’s identification mark/number
iv)              Jeweler’s identification mark/number

·        The marking process will be as recommended by the manufacturer of the laser marking and all the security procedures will be strictly adhered. The Q Mgr/ Managing PROPRIETOR will check that the marking is in order.

·        In case of non- conforming jewelry ‘O’ will be marked or returned without marking.